5. Poverty is not scary. What is scary is the person who always looks for excuses for being poor.
5. 貧窮不可怕，可怕的是為貧窮找藉口的人
Precious advises - 35 secret codes
導向成功的金玉良言 --- 成功秘碼 35 條
If you want to grow rich, let’s see what a rich dad or mom is going to tell us.
如何致富？且聽聽看富爸爸富媽媽是怎麼說的。
* A successful man is always responsible and trustworthy and never tries to find an excuse for what he is doing.
An unsuccessful man always has a bunch of excuses. Whenever he makes mistakes, he just shirks the mistakes onto other people without any sense of responsibility.
「成功的人做事情只講責任、不找藉口。 失敗的人做任何事總是藉口一大堆，有錯發生時總是推給別人，事不關己，沒有擔當。」
* To find an excuse is another way to forgive oneself. ” excuse” and “forgive” are twin brother.
「藉口就是託辭，藉口與託辭是雙胞胎兄弟。」
* If you can face your problems and failures bravely and honestly, you will find the chance to begin your life again.
「只有誠實且勇敢的面對自己、面對失敗、面對問題，你才會有起死回生的機會。」
* A brave man never finds excuses for himself, while a coward is always looking for excuses for his mistakes.
「 勇者是不找借口的，為失敗找借口的人就是懦夫。」
* “Excuse” is like a shield that can be used to fool others and forgive oneself.
「藉口」就是用來敷衍别人、原諒自己。
*“Excuse” is also like a kaleidoscope that can cover one’s weakness and irresponsibility.
「藉口」就是一個掩飾弱点、推卸責任的萬花筒。」
• When someone says that he forgot to complete his assigned job or to do his duty is actually an excuse for his irresponsibility.
「忘記完成交付的任務，忘記自己的責任，就是為自己擺脫責任在找藉口」。
* For a unsuccessful man, finding an excuse is the best way to get out of his embarrassing situation. But for a successful man, excuses are the worst unacceptable explanations. Therefore, “Excuse” is the“Spokesman” for losers.
「對失敗的人來說，藉口是最好的下台階。對成功的人來說，藉口是最壞的解釋，失敗者常拿藉口做為代言人。」
* People who always look for excuses are not honest to themselves. A dishonest man can never gain a place in society.
「找藉口的人就是對自己不誠實的人。不誠實的人永遠不可能有立足之地。」
* All excuses are lies. No matter how good or bad they may sound, they are all made-up lies.
「所有的藉口都是謊言。不管是好藉口，還是壞藉口，統統都是經過粉飾后的謊言。」
* People who look for excuses are trying to shirk the blames onto others instead of admitting their mistakes.
「找藉口的人就是拒絕認錯嫁禍於人的人。」
* A loser always makes an excuse to escape from what he doesn’t like to do. When he can’t finish the task, he would try to shirk the responsibility onto others. This is exactly the “farce” a loser likes to play.
「不想做的事，找個理由不去做 。不能完成的事，把責任推給他人，這些都是失敗者常表演的 ( 鬧劇 ) 藉口。」
* “Poverty, no money” and“failure, bad credit” are all the consequences of “Excuses” and also the bitter fruit of “being dishonest to oneself“.
「貧窮、沒有錢」「失敗、信用不好」這些都是「藉口」惹的禍，也是「自己對自己不誠實」造成的結果。
* People with positive attitude seek to solve problems instead of finding excuses.
People with negative attitude would avoid problems and look for excuses.
「積極的人主動解決問題，不會去找藉口；消極的人只會回避問題，專找藉口。」
* A successful man never looks for excuses. Instead, he keeps working diligently,
completes all his tasks and makes up his mind to reach his goal. An unsuccessful man always looks for excuses, works sloppily without completing his tasks. In this way, he can never achieve his goal.
「成功的人是不找藉口的，他認真工作，下定決心必須達成任務，所以他完成目標的達成。失敗的人是不斷尋找藉口，工作馬馬虎虎，沒有要達成任務的決心，所以他永遠達成不了目標的完成。」
* Someone who is good at finding excuses will have numerous excuses to make.
「一個會找藉口的人，永遠會有數不完的理由 。」
* One who doesn’t admit his mistakes and still looks for excuses to cover his fault is really a hopeless coward.
「不知認錯，還在找藉口，拚命去圓謊的人，真是一個無藥可救的可憐虫。」
* We can gain experience and draw lessons from our failure. The lesson we learn is that never look for excuses to cover our mistakes.
「從失敗中吸取經驗，吸取教訓，這個教訓就是不去替錯誤找任何藉口。」
* A great man dares to take upon crucial responsibilities, completes his mission as best as he can, and never looks for excuses.
「不找任何藉口，敢於承擔重任，認真把事情做好的人，他一定是一個偉大的人。」
* Bookkeeping is the first step to manage finance. If you wish to be a rich dad, you must learn bookkeeping, accounting principles, and financial management.
「記帳是理財的第一步，要想成為富爸爸，你就要先學會記帳、會計 與 財務管理。」
* If you know bookkeeping, you will control your spending and budget, so that you will never be a credit card debtor.
「如果你懂得記帳，你就懂得節制，你就不會成為卡債族。」
* If you keep doing bookkeeping everyday, you will manage your money efficiently, so that you don’t need to find any excuses for being poor.
「每天記帳，有效的管理金錢，這樣的做，可以幫助你去除一切貧窮的藉口。」
* Positive investment can earn net income, while negative investment cannot.
「能創造淨收入的就是良性投資，反之，不能創造淨收入的就是惡性投資。」
* Good investments can generate passive income, while bad investments cannot.
「能創造被動收入的就是好投資，反之，則是不好的投資。」
* It is very important for you to learn and check your financial statements from time to time because it will decide whether you will win or lose in your investment. So, never neglect checking your financial statements.
「能看得懂財務報表，對於投資成敗有決定性的影響，要養成隨時查看自己財務報表的習慣，查看財務報表的工作絕對不要掉以輕心。」
* It is absolutely important to learn reading financial statements. It does not only help you manage your finance, but also enhance your confidence and invincibility.
「學會看得懂財務報表非常重要，它不僅可以幫助你理財，還可以幫助你穩操勝券，立於不敗之地。」
* The first step to prevent you from making mistakes again is not to look for excuses any more.
「做到不再犯錯的第一步就是不再找藉口。」
* Those who do not know how to invest, how to do bookkeeping, how to admit his mistakes will never become rich dads.
「不懂投資，不懂記帳，不肯認錯的人，是不能成為富爸爸的。」
* If you want to succeed, you need to learn from successful people - learn how to do bookkeeping and not to look for excuses.
「想成功要向成功的人學；學習記帳，學習不找藉口。」
* First of all, you need to do bookkeeping in order to avoid financial mistakes. Without doing bookkeeping means you are trying to escape from your responsibility of debts.
「避免財務上發生錯誤的第一步就是記帳，不記帳就是旨在逃避債務責任。」
* To understanding accounting can help you get rid of all excuses for being poor.
「懂得會計記帳，可以幫助你清除一切貧窮的藉口。」
* The lesson you can learn from poverty is not to look for excuses for your incorrect investments.
「從貧困中吸取教訓，這個教訓就是不為錯誤的投資找任何借口。」
* There are no losers. But there are people who are reluctant to admit their mistakes, refuse to upgrade themselves, and always look for excuses.
「没有失敗的人，只有不肯認錯、不肯上進，專找藉口的人。」
* You will be successful, if you seize your opportunities, and make no excuses for wrong investment.
「把握現有的機遇，不要為失敗的投資找任何藉口，這樣你就算是成功了。」
* Poverty is not scary. What is scary is the person who always finds excuses for being poor.
「 貧窮並不可怕，可怕的是為貧窮找藉口的人。」
07-09-2009 RENEW