54.“Without vigilance, heavily debt-ridden, speculation in housing, and over greedy” These are the critical reasons of the failures in real estate investments.
54. 「沒有警惕、負債過高、炒樓 與 貪心過度」是房地產投資失敗的主因
Precious advises to success - 15 secret codes
導向成功的金玉良言 --- 成功秘碼 15 條
* Everything in your life has to be moderate and balanced. Do not be too greedy, and no obsession with gambling and women. Only by living in this way, can you keep your wealth safe.
「凡事要保持平衡、不貪、不賭、不色，只有這樣做，你才能守的住你的財富。」
* Investment in real estate is an easy and successful way to get rich. You should not give it up heedlessly, and never be a deserter in the business of real estate.
「房地產投資是一條容易成功的財路，你不要輕言放棄它，你不要成為房地產這個行業中的一名逃兵。」
* If you are familiar with a certain line and used to certain way of making money, you had better not to change your line discreetly. Sometimes changing a trade may bring a big risk.
「如果你已經 ( 熟悉 ) 走順了一個行業，已經習慣了某種賺錢的方法 ，你就不要輕易去改行，有些時候冒然改行，所承受的風險也是很大的。」
* It is very difficult for you to engage yourself in a job you do not quite understand. To make investments in a business you do not understand will be even more dangerous.
「從事一項你不懂的工作很困難，投資一個你不懂的行業則更危險。」
* Do not make investment in some business you do not know much. Unless you can learn humbly and ask for advices from you subordinates, otherwise, the rate of failure will be very high.
「不要投資在一個你不懂的行業。除非你肯虛心學習、不恥下問，否則你失敗的機會是很大的。」
* If you reverse the major business of financial resource with the minor one, you will lose more than you gain or you try to save little only to lose a lot.
「把主財源業與副財源業互相弄顛倒了，你會因小失大，得不償失的。」
* Making investments in real estate is a remarkable matter. But you cannot do it beyond your financial strength. If you want to borrow money from the bank, you should know your maximum limit and the loan cannot surpass your ability to pay off.
「投資房地產是好事一件，但不能超過你的能力，向銀行借錢也要有上限，不可超出你的償債能力。」
* The risk for long-term investment in real estate is quite low. What I mean is for legitimate long-term investment. But never ever make short-term investment blindly because the risks hidden there are awfully unpredictable.
「長期投資房地產風險很低，但我指的是真正長期的投資，切不要做短期盲目的投資，因為那裡存在著不可預知的風險。」
* Speculation in housing prices is exactly like speculation in stocks. The risks are extremely high. Only the long-term investment in real estate can help to reduce the risks.
「炒房價與炒股票一樣風險極高，唯有長期的投資房地產，才能降低投資的風險。」
* There are too many factual examples of failures in speculations on the stock exchange. My friendly advice is “Do not speculate in stocks, otherwise, your lose will be disastrous.”
「炒賣股票失敗的實例太多了，勸君不要玩股票，否則你的損失會很大。」
* There are people who always idle away their time in pleasure seeking like eating, drinking, or playing as womanizers. They live a luxurious and wasteful life without controlling their desires and finally become heavily in debt. All these corrupt behaviors can only bring shame and ruin upon themselves.
「吃喝玩樂、奢侈浪費、不知節制、債台高築、接近女色、這些都有可能讓你聲敗名裂，敗家身亡的。」
* Being capable of making money is not enough. You should know how to keep and take care of your money. First, do not be too greedy. Secondly, don’t be wasteful or over spending. The last but not the least never go gambling or speculating in stocks.
「會賺錢是不夠的，你還要能守住錢。你不要貪心過度，也不要奢侈浪費，更不要去賭博玩股票。」
* If you are still going on seeking comfort and pleasure, being wasteful and living in luxury, you are beginning to go down hill from prosperity to declining. If you are leading a dissipated life without any vigilance and underestimating your opponents, that is the reason for you to turn from strong to weak and finally be defeated.
「安逸享受、奢侈浪費就是我們由盛而衰的開始。輕敵放蕩，沒有警戒心，就是我們由強而弱，被人擊敗的原因。」
* If you forget the lesson you have learned from your history, the same mistake will come back again. If you are greedy without vigilance, your victory will disappear like bubbles.
「如果忘記歷史的教訓，同樣的錯誤還是會回來的。如果貪婪、沒有戒心，你的勝利很快會消失的。」
* Learn humbly and ask for advices from you subordinates. It’s more effective to learn lessons from the failures of others than from your own.
「要不恥下問、虛心學習，從別人的失敗中得到教訓，勝過從自己的失敗中得到教訓。」
Back to Home | Back to Index « Previous | | Next >