70.  一個人的最終價值是他留給後世的美德 ,  而不是他留給後世的財富

70.A man’s ultimate value is defined by a legacy of virtues, not wealth.

導向成功的金玉良言 ---  成功秘碼 15條

Precious advises to success --  15 secret codes

The golden rules of success – 15 secrets

A man’s ultimate value lies in his virtues, not in his wealth.

「一個人的最終價值是他自己的美德，而不是他的財富。」

All land and houses have their fair market prices.  A person should also has his personal value and social status.
「土地房子都有其公平市價 ，人應也該有其個人身價 與 社會身價。」

Physical and emotional self-improvement and moral integrity are just as important as money management.

「一個人的「修身養性」「道德操守」與 一個人的「理財」是同等重要的。」

Correct and improve upon one’s own weaknesses, shortcomings, and blind spots immediately.

「找到自己的弱點、缺點、 盲點，就要馬上修正改進。」

It’s important to assess a potential spouse personal value when choosing a partner in marriage.

「選擇結婚對象時，對潛在可能的配偶的「個人價值」做評價很重要。」

If someone high in external values is like a diamond, then one who is high in both external and internal values is like a treasure chest filled with diamonds.

「個人顯性價值高的人有如一顆鑽石。個人顯性與 隱性價值均高的人，則有如一個擁有許多鑽石的百寶箱。」

If you want to increase your personal worth, then store more virtues in your treasure chest.

「要想提高你的身價，你就要在你的百寶箱中，多存放些美德。」

An intelligent man has wisdom but doesn’t use it to take advantage of others.

「 聰明的人」是有智慧，但不佔別人便宜的人。」

A shrewd man is always short-changing others for his own profit.

「精明的人」是精於算計別人讓自己獲利的人 。」

An ignorant man does things to hurt others but also harms himself.

「愚昧的人」則是專做損人又不利己的人。」

Take good care of your values and personal worth.  It’s never too late for self-improvement and financial management.  Use your wisdom and invest properly, then you will be able to improve your personal worth.

10*「好好經營自己的價值 / 身價。 修身 與 理財永不嫌遲，善用智慧 與 正確投資方法，就有改進自己的身價的機會。」

Your social worth is the obligations you have and the contributions you make to your country and society.  Never forget them.

「別忘了你對國家社會的責任與貢獻，這是你個人的社會身價。」

Be a responsible, contributing member of your country and society.  Become the elite in society, not a social parasite. 

「去做一個社會精英，去做一個對國家社會有責任有貢獻的人 ， 不要去做社會的寄生蟲。」

Self-improvement and financial management are unavoidable challenges of modern life, yet some still manage to forget about them.

「修身 與 理財是現代生活不可迴避的挑戰 ，但是就有人把修身 與 理財，這兩件事給忘記了。」

You must eliminate habits of extravagance and waste, borrowing and owing money.  Learn to invest properly and cultivate a high moral standard.  Understand that all wealth should be obtained through appropriate means.  Add real value to society.

「 革除奢侈浪費、借錢欠債的壞習慣 ，學會正確投資的方法，培養自已高尚的道德，一切財富的取得要「取之有道」，讓自己做一個真正對社會有身價的人。」

Maintain purity of lifestyle, steer clear of lust, and lead a simple life.  This is the only way to resist all the temptations of this world, and uphold your moral integrity.

「唯有潔身自愛，降低慾望，實行過一個簡單的生活方式，這樣你才能抵抗花花世界的引誘，守住道德操守最後的防線。」