90. Credibility precedes greatness.
90. 成大事者，需要有好的信用
導向成功的金玉良言 --- 成功秘碼25條
如何致富？且聽聽看富爸爸富媽媽是怎麼說的。
Having good credibility, reputation, and ethics will go a long way towards helping you succeed in any endeavor.
「成大事者，必需要有好的信用，好的聲譽，好的操守，這是成功的不二法門。」
A person with no credibility can’t be expected to come through in the simplest transactions, let alone in major ordeals.
「沒有信用者，大事不成，小事也行不通。」
In modern society it is crucial to establish one’s reputation as a man of his word amongst friends and business partners alike.
「在外做生意或交朋友，最重要的一件事，就是講求信用，建立商譽。」
Credibility is of the utmost importance. If you can’t stand by your word, you can’t stand at all in any society.
「人無信不立。可見信用有多重要，如果你不講信用，你將無法立足在任何社會之中。」
Honesty means being honest and accountable to yourself, as well as being honest and accountable towards others.
「誠實有二大含義： 1. 是對自己誠實、對自己負責。 2. 是對別人誠實、對別人負責。」
When applying for a loan, the first thing the bank will check is your credit. If you have a low score, your loan won’t be approved.
「買房子貸款的時候，銀行首要檢查的是你的信用，如果信用評等的分數過低，銀行是不會借你錢的。」
Honesty and credibility are fundamental qualities required of any self-respecting individual. Honesty, both with oneself and people around him, is essential for a successful man.
「誠實、講信用為做人的根本。不自欺、不欺人，為成功之道！」
Without the necessary amount of money, many things in life will be kept out of your reach; and with no credit, no one would lend you any money.
「沒有錢不能做大事。沒有信用就不能借到錢。」
Neither knowledge nor talent can help a man who lacks credibility escape the fate of failure.
「不管你的學問有多高，本領有多大，如果你沒有信用，你的前途就不會光彩/光明。」
10*
A man with credibility is a responsible man. Only a person willing to take responsibility for his actions will ever gain credibility.
「一個重視信用的人，就是一個負責任的人。只有勇於負責任的人，他才會有信用。」
Your credibility determines your success, accomplishments, and your ultimate survival in the modern society.
「信用關乎你的成功，沒有信用，不能成大事。沒有信用，不能立足於工商社會之中。」
Never take on new debts for investment before paying off old ones.
「在舊債務未還清之前，禁止用舉新債的方式去投資。」
When you take a debt, you take on a responsibility; thus it is irresponsible to be taking on new debts when the responsibilities with old debts are yet unresolved. Being irresponsible will destroy your credit.
「舊債未還清」就表示你的還債責任尚未了。在舊責任未了之前，又去舉新債，那就表示你不負責任，不負責任就是不守信，也就是沒有信用。」
Buying a house with zero down is, in some ways, being irresponsible towards society.
「用零頭款去買房子，從某個角度來說，就是對社會不負責任。」
A responsible person would not buy a house with zero down. In a way, the larger his down payment the more responsible he is, for it shows that he is a man of discipline. The exception would be those whose parents offer to supply the down payment.
「負責任的人是不會用零頭款去買房子的。換句話說，頭期款付愈多的人是愈負責任，因為他有節制所以才會有儲蓄。( 但 頭期款或首付款是父母給的人除外)。」
A man with savings is a man responsible for himself, and a man to be trusted.
「有節制與有儲蓄的人就是對自己負責任的人，這樣的人才有信用可言。」
Some dishonest individuals are known to use falsified documents to trick the bank into signing off on zero-down-payment mortgages. Such disgraceful actions are to blame for hurting themselves, the bank, as well as the global economy.
「沒有信用的人，用假文件去騙銀行，拿到「零頭款」去買房子，這就是一個騙局的開始，結果是害了自己，害了銀行，也害了全球經濟萎縮。」
Every citizen has social obligations, and their actions should contribute to its peace, prosperity, safety, and progress, rather than planting seeds of conflict, danger, depression, and filth. Ask yourself which type of citizen you want to be, when you’re about to apply for a no-down-payment mortgage.
「每一個人都應該盡到自己的「社會責任」，讓社會更安全、更和平、更繁榮、更進步、更乾淨，而不是讓社會更危險、更衝突、更蕭條、更退步、更髒亂。沒有信用的「零頭款」者，你盡到社會責任了嗎？」
Applicants of a zero-down mortgage should know that they have threatened the well-being of the entire society with their dishonest, selfishness and greedy.
「沒有信用的「零頭款」者，你的「不誠實、自私自利、貪婪」害到了整個社會，你知道嗎？」
Pay back what you owe, you can always borrow more. Don’t pay what you owe, you’ll never find an open door. Those who actually attempt to escape their debts only deserve, and often do meet, a most gruesome end.
「有借有還，再借不難。只借不還，再借困難。逃債、懶債者，劫數難逃。」
Under no circumstances sabotage your own credit when you’re still young, for you would be destroying your own future.
「年輕人，絕對不要把自己的信用弄壞掉，否則你的前途一定會受到很大的虧損的。」
Treat others with honesty, and they will show you the same courtesy. Those resorting to trickeries and deceits will have no future to speak of.
「你必須以誠待人，別人才會以誠相報。如果你只會耍弄欺騙、不誠實，那只會是自毀前程。」
In order to build your reputation as a man of credibility, you need to know to exercise self-control and start saving money where you can: this is required of any responsible man, and will go a long way towards helping you win over people’s trust and respect.
「建立信用之前，先要懂得節制與儲蓄。懂得節制與儲蓄，就是對自己負責，像這樣負責任的人，才會得到別人的尊敬。」
Work hard, and take responsibility for your actions; be a man of your word, and never resort to cheating. Having these qualities is the first step in building a prosperous career for yourself.
「成大事、立大業的第一步就是要從勤奮、負責任、講信用、誠實、不欺騙開始的。」
Having good credibility in dealing with money and a good reputation as a moral man are necessary qualities for one who wants to be successful. They are also fundamental principles for all to live by in today’s world.
「在錢財方面，要講求信用，在道德操守方面，更要有好名聲，這些都是完成「成大事、立大業」的必要要素，這也是做人的基本原則。」
Back to Home | Back to Index « Previous | | Next >