117  I encourage a tenant to buy a home for the same reason I tell a child to go get an education.

117鼓勵房客「買房子」的原則，就好像培養孩子「唸書上學」是一樣的

導向成功的金玉良言 ---  成功秘碼  20條
如何致富？且聽聽看富爸爸富媽媽是怎麼說的。

Everyone has an obligation to obtain an education, manage their own finances, earn an income, and give back to society.
「唸書、理財、賺錢、回饋社會，是每一個人的責任。」

In order to earn more income, you could consider changing your job, your career, or even a whole new direction.
「為了賺取更多的工作收入，你也可以考慮改行、跳槽 或 轉換跑道。」

There’s no shame in renting a house.  What matters is that you strive to increase your earnings, so you can one day own your own place.
「房客不可自暴自棄，做房客並不丟臉，最重要的是你要有不斷地增加儲蓄，最終買到房子。」

Don’t fret if you don’t have the skills or knowledge to make more money than others around you.  Simply learn to invest and manage your finances, and you can still become financially free.
「如果兩隻手賺的錢，賺不過別人是沒有關係的，只要你學會投資理財，照樣可以賺到大錢。」

A school education is important, but you can only learn to make a living.  If you want to make a fortune, you must be educated in investment and financial planning.
「上學讀書很重要，不過那只是學到一個謀生的工具，  想要發財，你還是要學會投資理財。」

Don’t worry about not having enough money to invest.  You can start with small investments and work your way up a little at a time.
「你沒有足夠的錢投資沒關係，你可以從小做起，由小變大，分批投資。」

You would love to make a fortune, wouldn’t you?  Investments and financial planning is all about finding a way to make a fortune.  You just need to do it, and you will surely reap the rewards.
「你不是很喜歡發財嗎？投資理財就是研究怎樣去發財，你認真的去操作投資理財，一定會賺到很多錢的。」

Imagine reaping the rewards of every investment.  Each time it gets easier and easier.
「如果你每一次投資都有獲利，那麼以後投資起來就更加順利了。」

To excel at your investments, you must constantly strive to do better.  So invest in more real estate properties.
「為了精益求精，你要繼續努力學習，更上一層樓，多去投資幾幢房子。」

Don’t be content renting forever.  Compete with your landlord and see who the better investor is.
「不要老做井底之蛙，不要老做房客，你要出去跟房東比一比，看看誰的本領比較大？」

Set your goal on buying a house, and one day, you’ll turn into the landlord.
「設定目標一定要買房子，相信會有這麼一天，你會變成房東的。」

To stop being a tenant, all you’re missing is knowledge, self-confidence, and an action plan.
「房客你只差一個學習，一個自信，一個真實的行動。」

You shouldn’t feel happy or content about paying rent to someone else.  However you should feel happy and content paying your mortgage to the bank.
「房客在付房租的時候，心裡面千萬不要想著隨意而安，得過且過，心甘情願，滿心歡喜。但在付銀行Payment的時候，就要心甘情願，滿心歡喜。」

Create a peaceful environment at home.  Always focus on what lies ahead.  Be optimistic and proactive in the face of hardship.  That’s the only way to break through adversity.
「家和萬事與，凡事要向前看，面對困難時總要樂觀積極、進取向上，這樣你才會有能量去突破逆境。」

By nature human beings will always strive to go higher.  Having one house isn’t enough; you should plan to own multiple properties.
「人是往上爬，當你擁有一幢房子還不夠，你應該計劃擁有多幾幢的房子。」

As long as you make the attempt to invest in real estate, whether you get the house or not, I will commend you for your effort.
「當你嘗試去投資房地產的時候，不管你是買不買的到，我都會因為你的努力替你高興。」

When buying a starter home, you must know your limits. You can start with a smaller house to alleviate the burden on your finances.
「第一次購屋時，要量力而為，可以不要買太大的房子，這樣可以減輕生活上的壓力。」

Hurry and go buy a house while property prices are falling or the interest rate is dropping.  Don’t pass up such an incredible opportunity.
「趁著房價下跌或利息下調的大好機會，趕快去買房子，這種千載難逢的機會怎麼能放過。」

The angel in your life is none other than those investments you made years ago.
「真正的貴人不是別人，真正的貴人就是你自己早年的投資。」

If you finally succeed after years of practice in investing and financial planning, why not share your experience and knowledge so others may succeed as well.
「經過多年的投資理財學習，如果你成功了 ( 發達了 )，你也可以把你的經驗與知識傳授給他人，讓大家一起來發財。」

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